Closing Process

RECEIVE CONTRACT/ TITLE ORDER

For a Purchase/Sale: Hera Title receives the Purchase/Sale Contract.

For a Refinance: Hera Title receives a title order request.

EARNEST MONEY

Only in a Purchase transaction, the buyer sends the earnest money to the designated entity in their Purchase/ Sale Contract.

TITLE SEARCH

Hera Title orders the title search.

TITLE EXAMINATION

Title Processor conducts a title examination and clears title issues, if any.

CLOSING

Once Lender gives a clear to close, Hera Title schedules a closing date with all parties.

FINAL NUMBERS

Lender and Hera Title title processor work together to ensure an accurate Closing Disclosure (CD).

CLOSING DOCUMENTS

Lender sends final loan documents to Hera Title.

SETTLEMENT

All parties come to the closing table to sign and complete the closing process.